Default Rate Increase On Wednesday, 1 April 2026, the default KiwiSaver rate will increase to 3.5% for both employee deductions and employer contributions. Employee Rate Reductions From Sunday, 1 February 2026, employees may apply to Inland Revenue for a temporary reduction to remain at 3% (valid for 3–12 months). 16 and 17 year olds […]
Kiwisaver Legislative Changes 1 April 2026 Read More »
Running an SME in New Zealand often means juggling a thousand tasks—and still not feeling like there’s enough hours in the day. That gap between what you need to get done and what actually gets done is more than frustrating. It’s a productivity gap, and it’s costing you time, energy—and quite possibly your wellbeing. Where’s that
Mind the Productivity Gap – Why we need to work smarter, not harder Read More »
If the past few years taught us anything, it’s that digital tools aren’t a “nice-to-have” anymore—they’re the backbone of a resilient business. Yet far too many Kiwi businesses are still only skimming the surface. A website here, a cloud accounting system there—but the real value comes when digital is threaded through everything you do. New
Can you afford to be complacent with digital capability? Read More »
Thinking about exiting your business doesn’t mean the journey’s over—it signals a new chapter. A well‑crafted exit strategy ensures your legacy lives on, your team stays solid, and your business continues to thrive—even without you at the helm . 1. Start with strategy, not just hope This isn’t about making the quickest decision—it’s about mapping
Exit Strategy 101: Preparing your Business for What Comes Next Read More »
With Xero subscriptions in New Zealand increasing from September, its prompted a moment of reflection: Am I getting the most out of what I’m paying for? There is a positive side: Xero has introduced a raft of new tools and updates over the past year — and they’re built to help you save time, work
How to make Xero work harder for you Read More »
Running a business in New Zealand is rewarding, but it can also be relentless. Long hours, financial pressure, staffing challenges and regulatory changes mean many SME owners carry not just the business on their shoulders, but also the weight of their own stress and uncertainty. We often talk about resilience in business—less often about resilience
Why Business Owner Wellbeing Matters as Much as the Bottom Line Read More »
Are you part of a supplier rebate scheme that provides gift cards or products as rewards for purchasing goods and services? Think gift cards, tools, or products offered when you spend with suppliers — there’s fresh guidance from the IRD you need to know. The IRD has confirmed that if you convert your supplier rebates
Get Clear on Trade Points – What Business Owners Need to Know Read More »
Budget 2025 introduced the Investment Boost scheme – a new way for Kiwi businesses to reduce the cost of investing in new assets and equipment. So how can Investment Boost help you reinvest in growth and increase the competitiveness of your business? The scheme is expected to lift NZ GDP by 1% and wages by
Investment Boost: How to maximise the benefits of this new scheme Read More »
Love it or hate it, we’re living in the subscription era. Once upon a time, running a business meant stacks of paper, boxed software, and costly one-off purchases. But the digital world has changed – and with it, the way businesses spend. The Rise of the Subscription Economy Today, nearly everything runs on a subscription.
The Subscription Life: Is Your Business Keeping Up (or Paying Too Much)? Read More »
