Planning for all eventualities: The benefits of scenario planning In a business environment that’s currently highly volatile and changeable, scenario planning can provide deep insight into planning the future of your business. What is scenario planning? Scenario planning is the process of using your existing business data to project and forecast the future path of […]
Best case, worst case, and Business-as-usual Read More »
Business owners around the world are asking themselves the same question: “What can we do to minimise this disruption to our business and our teams?” While we may be wanting to wait for a directive to be in place, there are things you can do now to start reducing the impact that high fuel prices
Managing your Business during a Fuel Crisis Read More »
New Zealand businesses are operating in a more cautious, cost-conscious environment. Margins are under pressure, customers are more selective, and growth is harder won. In times like these, discipline beats optimism. Here are three practical priorities every SME should be focusing on right now. 1) Protect Cash Flow and Price for Profit Strong cash management
What’s your Strategy for Right Now? Read More »
If you’re an ACC Levy paying business, here’s a summary of what’s changing as of 1 April 2026. 1. No Claims Discount is ending The No Claims Discount is being removed as it hasn’t delivered the expected health and safety improvements and has been subsidised by other businesses. What’s changing: 2. Experience Rating becomes self-funding
ACC Levy Changes from1 April 2026 Read More »
Default Rate Increase On Wednesday, 1 April 2026, the default KiwiSaver rate will increase to 3.5% for both employee deductions and employer contributions. Employee Rate Reductions From Sunday, 1 February 2026, employees may apply to Inland Revenue for a temporary reduction to remain at 3% (valid for 3–12 months). 16 and 17 year olds
Kiwisaver Legislative Changes 1 April 2026 Read More »
Running an SME in New Zealand often means juggling a thousand tasks—and still not feeling like there’s enough hours in the day. That gap between what you need to get done and what actually gets done is more than frustrating. It’s a productivity gap, and it’s costing you time, energy—and quite possibly your wellbeing. Where’s that
Mind the Productivity Gap – Why we need to work smarter, not harder Read More »
If the past few years taught us anything, it’s that digital tools aren’t a “nice-to-have” anymore—they’re the backbone of a resilient business. Yet far too many Kiwi businesses are still only skimming the surface. A website here, a cloud accounting system there—but the real value comes when digital is threaded through everything you do. New
Can you afford to be complacent with digital capability? Read More »
Thinking about exiting your business doesn’t mean the journey’s over—it signals a new chapter. A well‑crafted exit strategy ensures your legacy lives on, your team stays solid, and your business continues to thrive—even without you at the helm . 1. Start with strategy, not just hope This isn’t about making the quickest decision—it’s about mapping
Exit Strategy 101: Preparing your Business for What Comes Next Read More »
With Xero subscriptions in New Zealand increasing from September, its prompted a moment of reflection: Am I getting the most out of what I’m paying for? There is a positive side: Xero has introduced a raft of new tools and updates over the past year — and they’re built to help you save time, work
How to make Xero work harder for you Read More »
Running a business in New Zealand is rewarding, but it can also be relentless. Long hours, financial pressure, staffing challenges and regulatory changes mean many SME owners carry not just the business on their shoulders, but also the weight of their own stress and uncertainty. We often talk about resilience in business—less often about resilience
Why Business Owner Wellbeing Matters as Much as the Bottom Line Read More »
